Agricultural and Commercial Loans (non-real estate) 

APR*

With terms up to one year  

4.75%

Terms over one year up to 5 years full amortization  

5.75%

Real Estate Loans

Residential (Primary Residence Only)

20 year amortization with 3 year balloon payment**

5.50%

20 year amortization with 5 year balloon payment**

5.50%

15 year term fixed rate

5.75%

Secondary market loans with terms up to 30 years

call for rate

Repayment examples for the above residential mortgage loans
based on a $100,000 loan with the following terms & rates -

A loan structured with payments based on 20 years with a balloon
payment at the end of 3 years and a rate of 5.50% will have 35 monthly
payments of $688.20 and a balloon payment of $91,732.20.

A loan structured with payments based on 20 years with a balloon
payment at the end of 5 years and a rate of 5.50% will have 59 monthly
payments of $688.20 and a balloon payment of $84,878.00.

A loan structured with payments based on 15 years at a rate of 5.75%
will have 180 monthly payments of $830.48.

Agricultural

20 year amortization with 3 year balloon payment**

5.75%

20 year amortization with 5 year balloon payment**

5.75%

Terms over 5 years up to 10 years full amortization

5.75%

15 year term fixed rate

6.25%

Commercial

20 year amortization with 5 year balloon payment**

6.75%

Terms over 5 years up to 10 years full amortization

6.75%

15 year term fixed rate

7.25%

Recreational Properties

Terms offered are the same as commercial real estate loans

7.25%

Other Loans

Please call us at 888-689-1898 for other types of loans offered.