body {
	margin: 25px auto;
	background-image: url('images/bg2.jpg');
	background-repeat: repeat-x;
}
#topshell {
	position: relative;
	margin: 0 auto;
	width: 957px;
}
#shell {
	position: relative;
	margin: 0 auto;
	width: 975px;
	_width: 977px;
	background-color: #E1E1E1; 
	border-top: 2px #00349A solid;
	border-left: 2px #00349A solid;
	border-right: 2px #00349A solid;
	border-bottom: 1px #00349A solid;
	
}
#top {
	margin: 0 auto;
	width: 957px;
	border-top: 0px #fff solid;
	border-left: 0px #fff solid;
	border-right: 0px #fff solid;
	border-bottom: 0px #fff solid;
	background: none;
}
#logo {
	float: left;
	text-align: left;
	border: 0px #000 solid;
	width: 696px;
}

#home #dl {
	float: right;
	width: 250px;
	border: 1px #032F92 solid;
	text-align: center;
	display: block;
}
#dl {
	float: right;
	width: 250px;
	border: 1px #032F92 solid;
	text-align: center;
	display: none;
}
#dl h1 {
	font-size: 1.2em;
	padding: 0 0 6px 0;
	margin: 0;
	color: #000;
	background: none;
	border: none;
}
#contentleft {
	width: 220px;
	_width: 220px;
	float: left;
	text-align: left;
	font-family: Verdana;
	font-size: .8em;
	color: #000;
}
#contentleft p {
	padding: 0 6px;
}
#contentright {
	position: relative;
	width: 755px;
	_width: 748px;
	float: right;
	text-align: left;
	padding: 0;
	margin: 0;
}
#home #content {
	color: #555;
	width: 729px;
	_width: 725px;
/*	padding: 6px 12px; */
	background-color: #fff;
	border-top: 0px #00349A solid;
	border-left: 1px #00349A solid;
	border-right: 0px #00349A solid;
	border-bottom: 0px #00349A solid;
	min-height: 275px;
	*min-height: 475px;
	_height: 350px;
}

#home #content img {
	padding: 0;
	margin: 0;
	border: 0px #000 solid;
}

#content {
	color: #333;
	width: 729px;
	_width: 754x;
	padding: 12px;
	background-color: #fff;
	border-top: 1px #00349A solid;
	border-left: 2px #00349A solid;
	border-right: 0px #00349A solid;
	border-bottom: 0px #00349A solid;
	font-family: Verdana;
	font-size: .8em;
	min-height: 650px;
	*min-height: 710px;
	_height: 920px;
}

h1 {
	text-transform: capitalize;
	font-size: 1.2em;
	color: #fff;
	padding: 3px;
	border: 0px #000 solid;
	background-color: #032E94;
}
/*
#home h1 {
	text-transform: capitalize;
	font-size: 1.2em;
	color: #0562AB;
	padding: 3px;
	border: 0px #000 solid;
	background: none;
}
*/
h2 {
	text-transform: capitalize;
	font-size: 1em;
	color: #083497;
	padding: 3px;
	border-top: 0px #083497 solid;
	border-left: 1px #083497 solid;
	border-right: 0px #083497 solid;
	border-bottom: 1px #083497 solid;			
}

.clear {
	clear: both;
}
a {
	color: #000;
	text-decoration: underline;
}
a:hover {
	text-decoration: none;
}

#home #art {
	padding: 0;
	margin: 0;
	border-right: 0px #00349A solid;
	border-left: 1px #00349A solid;
	border-bottom: 1px #00349A solid;
	width: 755px;
}
#footer {
	background-image: url('images/fdic_nsasb.jpg');
	background-position: left center;
	background-repeat: no-repeat; 
	height: 80px;
	margin: 0 auto;
	padding: 0 0 0 12px;
	width: 967px;
	color: #fff;
	font-family: verdana;
	font-size: .75em;
	text-transform: capitalize;
	background-color: #032E94;
	border-top: 0px #f90 solid;
	border-left: 0px #f90 solid;
	border-right: 0px #f90 solid;
	border-bottom: 0px #f90 solid;
	vertical-align: middle;
}

#footer a {
	color: #fff;
	vertical-align: middle;
}

/* TABLE: CALCULATORS 
**************************************************/
table.calcs {
	border-top: 1px #032E94 solid;
	border-left: 1px #032E94 solid;
	border-right: 1px #032E94 solid;
	border-bottom: 1px #032E94 solid;			
	background-color: #032E94;
	font-size: 1em;
	width: 70%;
	padding: 0;
}
table.calcs td {
	color: #000;
	border-top: 0px #fff solid;
	border-left: 0px #fff solid;
	border-right: 0px #fff solid;
	border-bottom: 0px #fff solid;
	padding: 4px 2px;
	background-color: #E3E3E3;
	width: 50%;
}
table.calcs input {
	color: #00204E;
	border: 1px #00204E solid;
	padding: 2px;
	background-color: #fff;
	width: 150px;
}
table.calcs input.buttons {
	font-weight: bold;
	color: #333;
	border: 2px #fff solid;
	background-color: #bcbcbc;
	width: 175px;
	font-size: .8em;
	cursor: hand;
}

/* NAVIGATION
*******************************************************/
#nav, #nav ul {
	/* all lists */
	padding: 0;
	margin: 0;
	list-style: none;
	_width: 755px;
	_float: left;	
}
#nav a {
	color: #000;
	display: block;
	padding: 8px 0;
	_padding: 8px 7px;
	text-decoration: none;
	text-transform: capitalize;
	font-family: Verdana;
	font-size: .8em;
	text-align: center;
}
#nav a.left {
	border-left: 2px #00349A solid;	
}
#nav a:hover {
	text-decoration: none;
	background-color: #00349A;
	color: #fff;
}
#nav li {
	/* all list items */
	float: left;
	width: 150px;
	_width: 151px;  /* width needed or else Opera goes nuts */;
	border-top: 0px #00349A solid;
	border-left: 0px #00349A solid;
	border-right: 1px #00349A solid;
	border-bottom: 1px #00349A solid;
	_border-top: 0px #00349A solid;
	_border-left: 0px #00349A solid;
	_border-right: 0px #00349A solid;
	_border-bottom: 1px #00349A solid;	
	padding: 0;
	margin: 0;
	background-color: #fff;
	background-image: url('images/nav.jpg');
	background-repeat: repeat-x;
	background-position: left top;
}
#nav li ul {
	/* second-level lists */
	z-index: 5;
	position: absolute;
	background: #fff;
	width: 150px;
	left: -999em; /* using left instead of display to hide menus because display: none isn't read by screen readers */;
	margin: 0;
	padding: 0; 
	border-top: 0px #00349A solid;
	border-left: 0px #00349A solid;
	border-right: 0px #00349A solid;
	border-bottom: 1px #00349A solid;
}
#nav li ul li {
	background-image: none;
	border-top: 0px #00349A solid;
	border-left: 0px #00349A solid;
	border-right: 0px #00349A solid;
	border-bottom: 0px #00349A solid;
}
#nav li ul a {
	border-top: 1px #00349A solid;
	border-left: 1px #00349A solid;
	border-right: 1px #00349A solid;
	border-bottom: 0px #00349A solid;
	background: none;
	background-image: none;
	color: #000;
}
#nav li ul a:hover {
	background-color: #032E94;
	background-image: none;
	color: #fff;
}

#nav li ul ul {
	/* third-and-above-level lists */
	margin: -1em 0 0 0 0;
	padding: 0;
/*	background-color: #0C81CE; */
}
#nav li:hover ul ul, #nav li:hover ul ul ul, #nav li.sfhover ul ul, #nav li.sfhover ul ul ul {
	left: -999em;
	display: block;
	background: none;
	padding: 0;
}
#nav li:hover ul, #nav li li:hover ul, #nav li li li:hover ul, #nav li.sfhover ul, #nav li li.sfhover ul, #nav li li li.sfhover ul {
	/* lists nested under hovered list items */
	left: auto;
	display: block;
	background-color: #00349A;
}