Whether you’re a first time home buyer, refinancing or starting a new home construction, New Albin Savings Bank has you covered. We offer competitive rates and one-on-one customer service.
Banking local has its benefits. We offer Real Estate Loans with fixed rates up to 30 years and no prepayment penalties, giving you flexibility during the repayment process. We offer in house loan options as well as secondary market Conventional Loans, FHA Loans, VA Loans and USDA Rural Development Loans available. Call today to inquire and one of our Home Loan Officers will help answer all your loan questions.
In House Residential Real Estate – 1st Mortgage
(For secondary market 30 year Conventional, FHA, VA, Rural Development and more please contact one of our Home Loan Officers)
| Term | Rate | APR | Principal & Interest – Monthly |
|---|---|---|---|
| 15 years | 5.95% | 5.9526% | $1,682.60 |
| 20 years | 6.50% | 6.5032% | $1,491.52 |
APR is the Annual Percentage Rate. APR shown above is calculated on a loan example of $200,000 for the purchase of a single unit primary residence with a 15% down payment. The loan is fully amortized in 20 years or 15 years as labeled above. This is an example only. Payments do not include amounts for taxes and insurance, and the actual payment obligation will be greater. Other qualifications and underwriting standards may apply. This is not an offer to lend or enter into an interest lock agreement at a specific rate. Rates are subject to change throughout the day without notice. Please contact a loan officer for more specific information.
All rates are subject to change without notice.
