Whether you’re a first time home buyer or are starting a new home construction, New Albin Savings Bank has you covered. We handle all of our home loans in-house to get you the most competitive rates and one-on-one customer service.

Banking local has its benefits. We offer Real Estate Loans with fixed rates up to 20 years and no prepayment penalties, giving you flexibility during the repayment process.  Call today to inquire and one of our Home Loan Officers will help answer all your loan questions.

  • Fixed Rates up to 20 Years

  • No Prepayment Penalties

  • Loan Stays In-House

  • Local Convenience

  • Great Customer Service

  • Second Mortgage Option

  • Primary Residence

  • Non-Primary Residence

  • Residential Lots

  • New Construction

  • Home Equity

  • Home Improvement

Residential Real Estate (1st Mortgage)

Term Rate APR Principal & Interest – Monthly
15 years 5.95% 5.9574% $1,683.11
20 years 6.50% 6.5074 $1,492.02

APR is the Annual Percentage Rate.  APR shown above is calculated on a loan example of $200,000 for the purchase of a single unit primary residence with a 15% down payment.  The loan is fully amortized in 20 years or 15 years as labeled above. This is an example only. Payments do not include amounts for taxes and insurance, and the actual payment obligation will be greater. Other qualifications and underwriting standards may apply. This is not an offer to lend or enter into an interest lock agreement at a specific rate. Rates are subject to change throughout the day without notice. Please contact a loan officer for more specific information.

All rates are subject to change without notice.

Please provide us some information to let us help you meet your home loan needs.